Following the death of her first husband in a tragic accident, the newly widowed Joann Curley married 32-year-old electrician Robert “Bobby” Curley. Two months after the wedding, paperwork filed with Bobby’s insurance agency made Joann the sole beneficiary of his $300,000 life insurance policy. Unfortunately, Bobby began to

Obesity is a growing health challenge on a global scale. With 2 in 3 adults in Australia obese or overweight [i], many experts believe it is replacing smoking as the leading cause of preventable deaths nationwide ii. As a risk factor for diabetes, heart disease, strokes and certain cancers, statistics